<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Gary Godley Construction]]></title><description><![CDATA[MI Housing Solutions]]></description><link>https://www.michiganhousingsolutions.com/learning-center</link><generator>RSS for Node</generator><lastBuildDate>Wed, 14 Oct 2026 00:38:13 GMT</lastBuildDate><atom:link href="https://www.michiganhousingsolutions.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Buying Your First Home]]></title><description><![CDATA[Buying your first home is exciting, but it's easy to begin in the wrong place.
Before choosing a home, start by determining a comfortable total monthly housing payment and overall project budget. Remember that your project may include more than the price of the home itself.]]></description><link>https://www.michiganhousingsolutions.com/post/buying-your-first-home</link><guid isPermaLink="false">6aca7cdb2f51f795d984f54c</guid><pubDate>Sat, 10 Oct 2026 18:04:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_c4d306897d0c477a9fca3205e3cfc871~mv2.jpg/v1/fit/w_768,h_432,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Buying Land]]></title><description><![CDATA[Finding land you love is only the beginning.

A $40,000 parcel that requires extensive grading, a long driveway, difficult utility connections or an expensive septic system could ultimately cost more than a $60,000 parcel that's ready for development.]]></description><link>https://www.michiganhousingsolutions.com/post/buying-land</link><guid isPermaLink="false">6aca7e5b86e1da51f6ff9d7e</guid><pubDate>Sun, 04 Oct 2026 18:09:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_7c13d53ba87a43c5b3ff8e73ee261a61~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Home Financing]]></title><description><![CDATA[Financing a manufactured or modular home isn't necessarily the same as obtaining a mortgage on an existing house.]]></description><link>https://www.michiganhousingsolutions.com/post/home-financing</link><guid isPermaLink="false">6aca7fefe3addb46c042a2eb</guid><pubDate>Sat, 03 Oct 2026 18:13:57 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_af6bcd5887df450d8cfa4d04286ac78c~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Manufactured vs. Modular Homes: What's the Difference?]]></title><description><![CDATA[Manufactured Homes: Built strictly to a federal code known as the HUD Code (administered by the U.S. Department of Housing and Urban Development). This code regulates strength, durability, fire resistance, and energy efficiency specifically for factory-built housing.



Modular Homes: Built to the exact same state, local, or regional building codes as a traditional site-built home (such as the International Residential Code, or IRC). The home must meet the specific rules of the exact location.]]></description><link>https://www.michiganhousingsolutions.com/post/manufactured-vs-modular-homes-what-s-the-difference</link><guid isPermaLink="false">6a96276c36df210911bac43b</guid><pubDate>Fri, 02 Oct 2026 01:17:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_c72759682b8e4a57ad26bd19d92b1962~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Construction Loans]]></title><description><![CDATA[If you're building a modular home—or completing a land/home project involving substantial site development—you may need construction financing.
Unlike a traditional mortgage used to purchase a completed home, a construction loan generally provides funds as the project progresses.]]></description><link>https://www.michiganhousingsolutions.com/post/construction-loans</link><guid isPermaLink="false">6accffb3276700f6e1383274</guid><pubDate>Wed, 30 Sep 2026 06:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_700b0c16a76d41dea5cfb37fe1304a93~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Interest Rates]]></title><description><![CDATA[It's natural to focus on mortgage rates. Even a relatively small change in the interest rate can affect your monthly payment and how much home you can comfortably afford.]]></description><link>https://www.michiganhousingsolutions.com/post/interest-rates</link><guid isPermaLink="false">6acd00e72a23ca492e6a4735</guid><pubDate>Tue, 29 Sep 2026 15:48:31 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c1646a6e7cb74ad2a58fe9382b1ad877.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Before You Buy, Understand the Whole Project]]></title><description><![CDATA[The home, land, financing and site work aren't separate decisions. They're parts of one project.]]></description><link>https://www.michiganhousingsolutions.com/post/before-you-buy-understand-the-whole-project</link><guid isPermaLink="false">6acd01f3d01855369517e09f</guid><pubDate>Mon, 28 Sep 2026 06:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/9843bf072160481a9c14d482d28efad5.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[HUD Code]]></title><description><![CDATA[Today's manufactured homes are not built according to whatever standards a manufacturer chooses.
Manufactured homes constructed in the United States are required to comply with the federal HUD Manufactured Home Construction and Safety Standards, commonly called the HUD Code.
]]></description><link>https://www.michiganhousingsolutions.com/post/hud-code</link><guid isPermaLink="false">6acd02e5618f86d4b016c6ba</guid><pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b3a4967ff3214a43b9ca98e1b3b8777b.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Quality]]></title><description><![CDATA[One of the major advantages of factory construction is the environment in which the home is built.]]></description><link>https://www.michiganhousingsolutions.com/post/quality</link><guid isPermaLink="false">6acd5fe240c549ef156967c5</guid><pubDate>Sun, 27 Sep 2026 06:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_4a3d7d750acd4e8786d72511d573df6d~mv2.jpg/v1/fit/w_644,h_483,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Energy Efficiency]]></title><description><![CDATA[Energy efficiency affects more than your utility bill. It also influences how comfortable your home feels throughout Michigan's changing seasons.]]></description><link>https://www.michiganhousingsolutions.com/post/energy-efficiency</link><guid isPermaLink="false">6acd60a8c5d66602607769e1</guid><pubDate>Fri, 25 Sep 2026 22:40:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_37c68122654d47dbac56f41fc05a0aa9~mv2.jpg/v1/fit/w_322,h_483,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Warranties]]></title><description><![CDATA[A new home comes with something an existing home often doesn't: manufacturer and product warranties.]]></description><link>https://www.michiganhousingsolutions.com/post/warranties</link><guid isPermaLink="false">6acd7491009966ffd65f1bbc</guid><pubDate>Fri, 25 Sep 2026 00:02:48 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_0b87b32bed584f7d8349a5080028b96e~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Customization]]></title><description><![CDATA[One of the most enjoyable parts of purchasing a new factory-built home is choosing a home that reflects the way you want to live.]]></description><link>https://www.michiganhousingsolutions.com/post/customization</link><guid isPermaLink="false">6acd75ee009966ffd65f1d82</guid><pubDate>Tue, 22 Sep 2026 06:00:00 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_820f5196556540d78950353dd64afbb3~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[Can You Put a Manufactured Home on Any Property in Michigan?]]></title><description><![CDATA[No, you cannot put a manufactured home on just any property in Michigan.

While state law protects your right to place a manufactured home on private land, you must still comply with local zoning ordinances, uniform aesthetic standards, deed restrictions, and environmental rules. ]]></description><link>https://www.michiganhousingsolutions.com/post/can-you-put-a-manufactured-home-on-any-property-in-michigan</link><guid isPermaLink="false">6a9628570125627071d04b2b</guid><pubDate>Sun, 30 Aug 2026 01:22:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_4a3d7d750acd4e8786d72511d573df6d~mv2.jpg/v1/fit/w_644,h_483,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[What Does a Factory-Built Home Really Cost?]]></title><description><![CDATA[The true cost of a factory-built home depends on whether you choose a manufactured home or a modular home. Advertised "base prices" only cover the structure itself. [1]]]></description><link>https://www.michiganhousingsolutions.com/post/what-does-a-factory-built-home-really-cost</link><guid isPermaLink="false">6a9629f80125627071d04eab</guid><pubDate>Sat, 29 Aug 2026 01:30:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/de47c2_5784c08a9adf4375910521832e78e48e~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item><item><title><![CDATA[What Realtors Should Know About Manufactured and Modular Homes]]></title><description><![CDATA[Here is the essential breakdown every realtor must master to successfully guide buyers and sellers.

You must never use the terms "manufactured," "modular," or "mobile home" interchangeably on the MLS. Doing so can lead to legal liability or cause your listing to be flagged.]]></description><link>https://www.michiganhousingsolutions.com/post/what-realtors-should-know-about-manufactured-and-modular-homes</link><guid isPermaLink="false">6a962b5c2b5677ea443f8252</guid><pubDate>Fri, 28 Aug 2026 01:35:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_39ef619b78d845f086fb6804f61307da~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ed Hazlett</dc:creator></item></channel></rss>